Does your insurance cover environmental or pollution claims?
Probably not. Most general liability insurance policies have a pollution exclusion. But HVAC, Drywall, Electrical, Plumbing, General Contractor, and many other kinds of construction companies run the risk of significant pollution claims.
Through your own work or that of your subcontractors, you could be liable for pollution damage to the property or an individuals’ exposure to things like mold and asbestos from the worksite. This can bankrupt a business that doesn’t carry contractor’s pollution liability insurance.