
Programs
Programs for Choice Hotels.
Overview of IMA’s insurance programs that meet Choice Hotels’ requirements.

Environmental
Employment Practices Liability (EPL) Program
IMA partnered with an A+ rated carrier to create a competitive and comprehensive Employment Practices Liability insurance program available to Choice Hotels franchisees. Employment Practices Liability insurance can fill costly coverage gaps. Employment risks are real and varied and claims of wrongdoing are taken very seriously in a court of law. The impact of these claims can be harmful to your bottom line, regardless of their legitimacy. Furthermore, these issues don’t have to reach a court of law to have a financial impact on your company.
Environmental
Pollution Insurance Program
Safeguard your hotel against environmental exposures.
About the Program
Pollution insurance can fill coverage gaps commercial general liability and property coverages may not address. IMA partnered with an A+ rated carrier to create a competitive and comprehensive pollution insurance program available to Choice Hotels franchisees covering exposures like mold, carbon monoxide, and legionella.
Program Submission Requirements
- Completed online application
- Procedures in place to respond to water intrusion (water mitigation plan)
