IMA’s Insurance Program
Offering flexibility to protect your entire operations, including offices and related entities.
Effectively insure your difficult exposures and regions such as wind, flood and earthquake. Our strategic design allows for competitive rates and coverages.
[We are] one of the largest management companies for the Choice brand, which inherently comes with a lot of moving pieces. IMA has supported our operations and risk management initiatives for over two decades. Their expertise in the hospitality industry instills confidence they are constantly staying in front of market trends.”
Nationwide Hotel Management Company
IMA has been a trusted, helpful, resourceful supporter all along the way and will remain our provider when we surpass 100 managed locations in the near future.”
Jim Overman, President
J&P Asset Management, Inc.
We have found IMA to be extremely responsive to our insurance needs. They have been creative, hard-working and always have best pricing in mind. We could not be happier with our relationship and recommend them highly.”
Bill Davidson
DC Hospitality
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Why IMA
The IMA Insurance Program for Choice Hotels is national in scope, licensed in all 50 states and underwritten through recognized and approved insurance carriers.
As a broker consistently ranked among the Top 20 independently-owned brokers in the United States, IMA knows that maintaining the cutting edge in the insurance and risk management industry requires a comprehensive, systematic approach to information gathering, as well as creative minds to push ideas from concept to reality.
Insurance Coverages
Property
Property insurance is coverage purchased for your buildings, contents, signs and business income exposures.
General Liability
General Liability insurance is the coverage you purchase to pay for judgements and defense costs in the event you are found liable to members of the public or guests.
Umbrella
Umbrella coverage is additional liability coverage, in excess of the General Liability, Auto Liability and Employers Liability lines of coverage.
Business Auto
Business Auto provides liability coverage and, if purchased, physical damage coverage for your owned autos or those you rent or borrow.
Cyber/Crime
Crime and Cyber coverages provide reimbursement for specifically described thefts or information breaches.
Workers’ Compensation
Workers’ Compensation is coverage for work related injuries to your employees.
Employment Practices Liability
Employment Practices Liability is coverage that provides settlements and defense costs to protect your firm against lawsuits alleging certain workplace torts or discrimination.
Pollution Liability
Pollution Liability is coverage purchased for exposures excluded under Property or General Liability coverages such as mold, legionella, or carbon monoxide.
Builders Risk
Builders Risk Policy
Often owners expect the contractor to carry Builders Risk coverage during the construction of their hotels. At IMA, we believe it is almost always in the best interest of the owner to purchase the Builders Risk policy.
Not all builders risk policies are created equal. The IMA Builders Risk program is competitively priced and tailored specifically for Choice Hotels.
Advantages of Builders Risk:
- Reduced Cost
- Protects Loss of Profits
- Influence Over Claims
- Owner Has Control
About IMA
We are more than
just insurance.
IMA creates specifically designed coverages for you based on your unique needs. We are independent, employee-owned, and client-focused.