Workers’
Compensation

IMA wants to help your company prepare for
its unique workers’ compensation challenges.

By planning, and not just reacting, companies can
better care for their employees’ health and safety.

Insurance by Industry  |  Restaurants  |  Workers’ Compensation

What if you could accurately predict the costs of workers’ compensation claims for your organization?

+ Individual Claim Predictive Technology: Based upon individual
claim and employee data, IMA has the technology to help predict large
claim development probabilities for improved claims management

+ Experience modification factor projects: Audit policy information
for possible errors and fix adverse information, saving clients thousands
of dollars

+ Deductible cost and retention plans and benefit analysis: Evaluate
opportunities to save costs with small deductible and large retention plans

Exposures + Risks
+ Auto accidents from deliveries

+ Cuts from knives and other tools

+ Eye injury from splashing grease or sanitizing liquid

+ Heavy-lift strains

+ Hot liquid and fire burns

+ Inhalation of toxic chemicals or substances

+ Slips and falls from wet surfaces