RRMA
The Restaurant Risk Management Association
Property & Casualty
RRMA Application
for Insurance
Designed to protect your entire business—people, property, and operations.
Restaurants face a wide range of exposures from property damage and guest injuries to employee incidents and business interruptions. RRMA is a proprietary insurance solution built specifically for restaurant owners and operators, tailored to franchisors and franchisees of Quick Serve and Fast Casual restaurants. It offers broad, specialized protection that consolidates your property and casualty needs into one streamlined program.
Construction
Builder’s Risk Policy
Protect your investment during every phase of construction.
Many restaurant owners assume the contractor will carry builder’s risk insurance, but relying solely on contractor coverage can result in limited control and potential gaps in protection. By securing a builder’s risk policy, restaurant owners gain full transparency, better control over claims, and ensure comprehensive coverage from groundbreaking to grand opening.
Insurance Coverages
Property
Coverage purchased for your buildings, contents, signs and business income exposures.
General Liability
Coverage you purchase to pay for judgements and defense costs in the event you are found liable to members of the public or guests.
Business Auto
Provides liability coverage and, if purchased, physical damage coverage for your owned autos or those you rent or borrow.
Workers’ Compensation
Coverage for work related injuries to your employees.
Umbrella
Additional liability coverage, in excess of the General Liability, Auto Liability and Employers Liability lines of coverage.
Employment Practices Liability
Coverage that provides settlements and defense costs to protect your firm against lawsuits alleging certain workplace torts or discrimination.
Cyber
Coverage for data breaches, cyberattacks, and other technology-related incidents, including response costs, liability, and business interruption.
Restaurant Risk Insurance
An integrated insurance program providing customized property and casualty coverage into a single coordinated program.
Hospitality
Protecting assets in hospitality.
Discover more about our hospitality capabilities related to your business.