Small Business

Built for small business. Ready for the unexpected.

Every business is built on time, effort, and determination. We help protect what you’ve built, so you can keep moving forward.

A resourceful partnership.

Small businesses face constant pressure from shifting market conditions, contract requirements, operational disruptions, and growing cyber exposure. The right insurance program helps you keep momentum when things change, with coverage that matches how your business actually operates and what you can tolerate from a risk standpoint.

Our Small Business team is built to keep insurance clear and practical. We bring specialty expertise and creative thinking to every relationship, designing insurance programs that fit the realities of your business and perform when it matters most. As an employee-owned company, we show up with real accountability and an owner’s mindset.

IMA’s strong carrier relationships help us secure competitive rates and broad protection, so you get the right coverage for your business.

Coverage built around your operation.

Coverage is tailored to your contracts, requirements, and growth stage. Solutions can include:

  • Business Owner’s Policy (BOP)
  • Commercial General Liability
  • Commercial Auto
  • Workers’ Compensation
  • Professional Liability (E&O)
  • Cyber Liability
  • Property, Umbrella, Flood, Equipment Breakdown, Crime, EPLI, D&O, and more

Industries we serve.

We support small businesses across a wide range of industries.

With IMA, you get the personal feel of a dedicated small business team, plus the carrier partnerships and market access to help place coverage that holds up when it matters.

Employee Benefits Solutions

Risk management is just one piece of the puzzle.

People are the heart of every successful business, and employee benefits are key to a thriving workforce.

Our Benefits team is your partner in achieving people success. We handle the complexities of benefits, allowing you to focus on building a workplace your people love. From benefits design to implementation and management, we’ve got you covered.

Attract and retain top talent with a benefits package that moves your team forward.