Executive Benefits
Protecting the people who drive your business.
IMA Executive Benefits & Life Insurance pairs organizational risk strategy with individual financial protection, giving executives and key personnel the coordinated coverage they need.
what we offer
Specialized Capabilities, Delivered Nationally
IMA Executive Benefits & Life Insurance partners with organizations to design and implement strategies that protect the business, secure and retain key talent, and support the personal financial well-being of your most valuable leaders, including:
Key Person Life & Disability Insurance
Company‑owned insurance that provides financial protection if a critical employee dies or becomes disabled. These policies help offset lost revenue, fund transition costs, and preserve business continuity during periods of disruption.
Buy‑Sell Agreement Funding
Life and disability insurance solutions that fund ownership transfer agreements when a principal dies or becomes disabled. This ensures liquidity, valuation certainty, and a smooth transition of ownership without placing financial strain on the business or remaining partners.
Business Loan Protection
Life and disability insurance structured to satisfy lender requirements and protect outstanding business debt. These policies help ensure loans can be repaid even if an owner or key executive is unexpectedly lost or disabled.
Supplemental Life & Disability Insurance
Individually owned coverage that supplements group benefits for highly compensated employees. These solutions help close coverage gaps created by benefit caps, taxation, and compensation limits in traditional employer plans.
Executive Compensation Plans
Customized incentive and retention programs for senior executives, often deferred over time and funded with company‑owned life insurance. These plans align executive rewards with long‑term business performance while supporting retention and succession goals.
Executive Financial Planning
Personal financial planning services offered as a benefit to senior leaders. This includes integrated planning around insurance, retirement, estate, and wealth strategies tailored to executive compensation and ownership structures.
Personal Life, Disability & Long‑Term Care Insurance
Individually owned insurance solutions designed to protect your income, family, and personal financial obligations in the event of death, disability, or extended care needs. These strategies help ensure long‑term financial stability through life’s unexpected events.
Contact Us
Leedom Executive Benefits & Life
Insurance Offering Lead