Taking Control of Healthcare Costs:

Insights from Andrew Agress

Kelly Bowman sits down with Andrew Agress, Executive Vice President of Employee Benefits at IMA Financial Group, to discuss how employers can respond to rising healthcare costs with greater control, transparency, and confidence. Andrew explains why traditional fully insured and HMO models are becoming harder to justify and how self-funded and level-funded strategies are opening new possibilities for mid-market organizations.

He breaks down why pharmacy transparency remains one of the biggest opportunities for savings, how trusted broker relationships drive better outcomes, and what aggregation and harmonization look like for private equity and shared-ownership structures. From the value of proactive education to knowing when alternative funding is the right fit, this conversation offers a practical starting point for employers ready to take back control of healthcare costs. Whether you’re facing renewal pressure or simply looking for better data and a more strategic partner, Andrew brings clarity to a complex landscape.

Listen to this episode below.