Insurance for Data Center Operators
Coverage built for data center risk.
Builder’s risk, delay in startup, business interruption, SLA liability, and parametric coverage for every phase, from ground break to full ramp.
$5B
Largest Single Placement –
Publicly Traded AI/HPC
$1.5B
Builders Risk –
Data Center Developer
$650M
Data Center Project
$565M
Miner to AI/HPC Transition
Why a Specialist
Most brokers learn your industry on your renewal. We already work in it.
Many brokers don’t understand fault domains, SLA liability, parametric triggers, or what a cooling cascade actually costs. Most insurers have never stepped inside a Tier III facility.
Our team places builder’s risk, DSU, and operational programs for hyperscale, colocation, and HPC facilities nationwide. On a recent $[X]00M hyperscale build, we identified an uninsured delay in startup exposure before ground break, not after the loss.
What We Offer
Coverage for every stage of the data center lifecycle.
From site acquisition through operations, your risk profile changes continuously. Our team stays ahead of it.
01 Development & site acquisition
Contract review, early risk identification, and builder’s risk structuring.
02 Construction & commissioning
Data center builder’s risk, delayed startup (DSU) coverage, equipment installation, and contractor liability.
03 Go-live & ramp
Property, business interruption (BI), parametric, cyber, SLA liability—fully placed before the first customer goes live.
04 Operations
Ongoing loss control, annual program reviews, claims support, and emerging risk monitoring.
05 Expansion & M&A
Rapid program updates, new facility onboarding, and acquisition due diligence support.
A switchgear fire is a six-figure repair. The two-year wait for a replacement transformer is the eight-figure loss.
Data center property risk isn’t sized by the damage. It’s sized by the lead time behind it.
Get coverage built around your project schedule and your contracts, not a generic policy.
How We Work
One dedicated specialty team, start to finish.
IMA is employee-owned. The people who build your program own the outcome, and we build it around your architecture, your contracts, and your actual exposure, not an off-the-shelf template.
Specialists in parallel
Property, cyber, construction, energy, risk engineering, and loss control specialists work your account at the same time. No approval chains, no hand-offs. The people making decisions are the people doing the work.
Contract review
We review lease agreements, colocation contracts, and vendor SLAs to find coverage gaps before they become claims. Your general counsel works directly with our specialists.
Loss control and risk engineering
Proactive site assessments, failure mode analysis, and recommendations that reduce exposure before a loss, not after.
Claims advocacy
We manage the claims process and push for full, fast resolution. The loss is when you find out what your broker is worth.
Industry intelligence
Power density growth, AI workload concentration, edge infrastructure, and regulatory movement. We bring market intelligence your team can act on.
Coverage expertise
Deep specialization across data center operators and developers, hyperscale campuses, and GPU-as-a-Service, with the carrier access to match.
Our clients value having someone who really understands the space and can represent them well in the market and build a robust insurance program.”
Patrick Datz
Executive VP, Commerical Lines
Better submissions for better coverage at better prices.
Before your program hits the market, we’ve already built the case, organized the data, and framed your story in the best possible light.
Carriers get a complete, compelling submission, and the difference shows up in your terms.
Get Started
Know your real exposure before a loss finds it.
One conversation with a specialist is enough to identify your real risk before a loss event does it for you.
We’ll review any current coverage, identify your exposures, and build a program precise enough to hold up when it counts.
Not ready for a call?
Download the Data Center Coverage Gap Checklist, ten questions to pressure test your current program.
"*" indicates required fields
