General Liability

OUR APPROACH

What to Know

Commercial general liability (CGL) coverage is a type of insurance that protects businesses from various claims arising from their operations, products, or services. General liability coverage can safeguard your business from risks including but not limited to:

• Bodily injury protection
  • Covers medical expenses and legal fees if someone is injured on your premises or due to your business operations
• Property damage coverage
  • Pays for repair or replacement costs if your business damages someone else’s property
• Personal and advertising injury
  • Provides protection against claims of defamation, slander, libel, and copyright infringement
• Legal defense and settlements
  • Helps cover the costs of legal defense, including attorney fees, court costs, and settlements
• Medical expenses coverage
  • Addresses medical costs for injuries sustained by third parties on your business premises, regardless of fault

This coverage can also cover copyright infringement, slander, libel, or false arrest claims. General liability coverage is essential for any business interacting with customers, suppliers, contractors, or the public.