Making Benefits Work for You Again
Helping Connecticut Employers design high-value benefit plans that control costs and improve the employee experience.
- Lower Cost.
- Better Culture.
- Improved Employee Retention.
- Improved Productivity.
- Multi-Year Strategy.
Advisor-Led.
Results-Driven.
We’re not traditional brokers — we’re trusted healthcare advisors who deliver measurable results through strategy, transparency, and proactive guidance.
No gimmicks. No hidden incentives.
Just solutions that improve health and deliver results.
HV-CHIP program
High-Value Connecticut Health Insurance Program (HV-CHIP)
A high-value, simplified approach to employee benefits.
Our model combines a tiered provider network, integrated wellness, and built-in cost control to create a sustainable, smarter benefits solution.
IMA Difference
The IMA Difference
Employee-Owned
As an employee-owned firm, every advisor you work with has a direct stake in your success. That ownership mindset drives long-term thinking, disciplined decision-making, and an unwavering focus on what’s best for your employees—not short-term transactions. When we recommend a solution, it’s because it improves outcomes, manages risk, and supports your organization’s future.
Local Touch, National Strength
You benefit from a Connecticut-based team that understands the local healthcare landscape, provider dynamics, and regulatory environment—supported by national resources, advanced data capabilities, and negotiated leverage. This combination allows us to deliver personalized guidance while applying proven strategies used by leading employers across the country.
Customized Benefit Design
Your workforce is not one-size-fits-all, and your health plan shouldn’t be either. We design benefit strategies around your employee population, utilization patterns, risk profile, and financial goals—building plans that evolve with your organization and support sustainable growth over time.
Meaning Cost Savings
Most employers experience average savings of 10–15% or more compared to their prior health spend, achieved through smarter plan design, better care navigation, and improved utilization—not by shifting costs to employees or compromising access to care.
Clear, Transparent Financials
We bring clarity to an area that is often opaque. Our approach emphasizes transparent claims data, clear financial reporting, and visibility into where every dollar goes—empowering leadership teams to make informed, fiduciary-sound decisions with confidence.
Unmatched Client Support
We operate as an extension of your leadership team, not a vendor. Our advisors remain actively engaged—monitoring performance, identifying emerging risks, and continuously optimizing your strategy to improve employee health, control costs, and protect your organization.
What truly sets IMA apart is how proactive their team is. They don’t wait for problems to surface, they anticipate them. From identifying cost saving opportunities to helping us manage risk throughout the year, they consistently stay ahead of issues before they impact our business”
Their guidance has helped us control costs without sacrificing coverage or employee experience. We always feel informed, prepared, and confident knowing IMA is actively managing our program, not just reacting at renewal time.”
Our Local Team of Experts
Wable Healthcare Practice Leader
Porter Benefits Leader
Zelaya Account Executive
Covits Data Analyst
Goodrich Human Resources Consultant
Our National
Support Team
Johnson National Healthcare Leader, Onsite Medical Healthcare Expert
Moret Whole Health National Practice Lead
Nabor Pharmacy National Director, IMARx Program
Paulus EB Data and Insights National Practice Lead
Borton HR Technology National Practice Lead
Drumm Sales Underwriting & Audit Analyst
Roberts SVP, National Healthcare Practice Leader
Murata Healthcare Business Development Executive
Burns Healthcare Risk Management Specialist
Haroutunian SVP, Commercial Lines Healthcare
Let’s Build a Smarter Health Strategy for Connecticut
Whether you’re looking to reduce healthcare costs, improve outcomes, or transform your employee experience, we’re here to guide you every step of the way.
Reimagine Health
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