The IMA Financial Group, Inc.
Effective November 7, 2011
- Our Proprietary Rights.
- Code of Conduct.
Any content that you post on our pages on the Sites is governed by the terms of that Site’s provider with respect to posting content. Our pages on the Sites are publicly available for everyone to see. That means that if you post a comment or other content on our pages on the Sites your profile picture and name will be associated with that comment and available for everyone to see. Please be mindful that your comments are permanent and public when posting comments or other content on our pages on the Sites. We may review your comments from time to time, but we do not monitor comments before they are posted. If you become aware of any post on our pages on the Sites that is false, fraudulent, threatening, intimidating, abusive, libelous, defamatory, obscene, indecent, pornographic, or otherwise objectionable or would give rise to criminal or civil liability or if you believe that a person has impersonated any person or entity, including but not limited to any of our employees, agents or representatives, or has falsely represented his/her affiliation with us, please report it to us at email@example.com. We expressly reserve the right in our sole and absolute discretion to remove any content posted by you on our pages on the Sites.
- Our Information.
Although we strive to provide Content that is both useful and accurate, laws, regulations, data and other information change frequently and are subject to varying interpretations. In addition, the facts and circumstances of every situation differ. Accordingly, although we endeavor to use reasonable care in assembling the Content posted on our pages on the Sites, the Content may not be up-to-date, accurate or complete. If a situation arises in which the Content’s completeness or correctness is in question, please contact us via at firstname.lastname@example.org with, if possible, a description of the Content to be checked and the location (URL) where such Content can be found on our pages or in our feeds on the Sites.
- Your Information.
INFORMATION SHARING PRACTICES WITHIN THE IMA GROUP
In addition to the uses of your information that we have access to via your liking our Facebook page or following us on other third party social media websites as described above in Paragraph 4, we may share nonpublic information about you within the IMA Group, as permitted by law, to enable us to service and maintain your account if you are an IMA customer and provide information to you about products and services of the IMA Group. We may collect data and other similar information of its customers and prospects and may use and share that data in our internal systems, such as sales management applications. These systems permit our employees to access and process such data solely for the purposes of customer request completion, business administration, business reporting, statistical analysis and marketing of IMA Group products and services. We may share the business contact data among our affiliates. The circumstances under which disclosure within the IMA Group is permitted by law include disclosure to our subsidiary, IMA Wealth, Inc,. to provide information to you about that subsidiary’s investment management and securities brokerage services. We may use your information in order to contact you and send you information about the IMA Group or about our products and services. Specifically, we may use your email address, LinkedIn profile or Facebook profile to send you newsletters about our products and services, company news and events or educational opportunities.
SHARING INFORMATION OUTSIDE THE IMA GROUP
We do not disclose any nonpublic information about you to non-affiliated third parties, except as permitted by law. The circumstances under which disclosure to non-affiliated third parties is permitted by law include disclosures to insurance companies or insurance intermediaries to obtain any insurance coverage requested by you or to process insurance claims. The circumstances under which disclosure to non-affiliated third parties is permitted by law also include to our auditors, appraisers and legal advisors, in response to a court order, governmental authorities pursuant to legal process, to prevent fraud, and/or disclosures to authorized third party service providers acting on our behalf, that perform marketing and other services for us, such as electronic enrollment service providers, to other financial institutions with which we have joint marketing agreements, such as banks, securities broker-dealers, registered investment advisors, and insurance providers.
HOW WE PROTECT YOUR INFORMATION
We take commercially reasonable steps to ensure that your information is kept safe from unauthorized access. We may use physical, electronic and procedural safeguards to protect your private information and to assist us in preventing unauthorized access to that information.
To fulfill our privacy commitment, we take certain actions which may include:
- Adopting policies and procedures that put in place physical, electronic and other safeguards to keep your personal information safe;
- Striving to maintain the accuracy of your information and responding to any questions or concerns you may raise in its regard;
- Requiring third parties that perform services for us to have standards to keep your information confidential;
- Protecting information of our former clients to the same extent as our current clients.
Despite reasonable technological measures taken by us, technology can be bypassed and we cannot guarantee privacy of your information. You agree that we shall not be responsible for any loss, damages or liability arising from the information you provide to us or that we have access to via your liking our Facebook page or following us on Twitter or LinkedIn and you shall have no recourse against us, or any employee, officer, director, shareholder, agent or representative for such loss, damage, liability.
REQUESTS FOR YOUR INFORMATION AND OPT OUT RIGHTS
To the extent provided by applicable federal or state law, you may have certain rights to access and correct the information we have collected about you. Additionally, if you have questions or would like to request that your information not be shared among the IMA Group, please contact the IMA Compliance Department at email@example.com. If you wish to correct your information we may take reasonable steps to ensure your identification before making the requested corrections. You can opt out of receiving any promotional emails that we send to you by sending an email requesting to be removed from the email list at firstname.lastname@example.org or by clicking on the unsubscribe link at the bottom of the email you receive from us.
RESERVATION OF RIGHT TO DISCLOSE INFORMATION IN UNFORESEEN CIRCUMSTANCES
- Jurisdictional Issues.
We make no representation that the Content available on or through our pages on the Sites is appropriate or available for use in locations outside of the United States. If you choose to access our pages on the Sites from locations outside of the United States, you do so on your own initiative and at your own risk, and are responsible for compliance with applicable laws.
- Disclaimers and Limitation of Liability.
THE CONTENT WE POST ON OUR FACEBOOK PAGES, THROUGH YOUTUBE, TO OUR TWITTER FEED, ON OUR LINKEDIN PAGES, AND ON OR THROUGH ANY OTHER FORMS OF SOCIAL MEDIA IS PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS, IMPLIED OR STATUTORY. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WE AND OUR AFFILIATES, LICENSORS, SUPPLIERS, EMPLOYEES, OFFICERS, DIRECTORS AND AGENTS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF TITLE, NON-INFRINGEMENT, ACCURACY, MERCHANTABILITY, AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES THAT MAY ARISE FROM COURSE OF DEALING, COURSE OF PERFORMANCE OR USAGE OF TRADE. APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. NEITHER WE NOR ANY OF OUR AFFILIATES, LICENSORS SUPPLIERS, OR AGENTS, NOR ANY OF THEIR DIRECTORS, OFFICERS, EMPLOYEES, CONSULTANTS, AGENTS OR OTHER REPRESENTATIVES, ARE RESPONSIBLE OR LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE OR OTHER DAMAGES (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF BUSINESS, LOSS OF DATA OR LOST PROFITS), UNDER ANY CONTRACT, NEGLIGENCE, STRICT LIABILITY OR OTHER THEORY ARISING OUT OF OR RELATING IN ANY WAY TO THE CONTENT EVEN IF WE HAD BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES IN ADVANCE. NO OPINION, ADVICE OR STATEMENT OF US OR OUR AFFILIATES, LICENSORS, SUPPLIERS, AGENTS, EMPLOYEES, OFFICERS, OR DIRECTORS, WHETHER MADE ON OUR PAGES ON THE SITES OR OTHERWISE, SHALL CREATE ANY WARRANTY. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE CONTENT IS TO STOP FOLLOWING OUR PAGES AND FEEDS OR TO NOT LIKE OUR PAGE, AS APPLICABLE. YOUR USE OF ANY CONTENT PROVIDED THROUGH OUR PAGES ON THE SITES IS ENTIRELY AT YOUR OWN RISK.
- Copyright Violations
If you believe any Content on the Sites (e.g., content, images, text, etc.) infringe your copyright, you may request removal of that Content from our feeds or pages on the Sites by contacting our designated copyright agent (identified below) and providing the following information:
- Identification of the copyrighted work that you believe to be infringed. Please describe the work and where possible include a copy or the location (e.g., URL) of an authorized version.
- Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material;
- Your name, address, telephone number and (if available) e-mail address.
- A statement that you have a good faith belief that the use of the materials you notify us about is not authorized by the copyright owner, its agent or the law.
- A statement that the information that you have supplied is accurate and that “under penalty of perjury” you are the copyright owner or are authorized to act on the copyright owner’s behalf.
- A signature or the electronic equivalent from the copyright holder or authorized representative.
It is our policy to promptly remove infringing material if we are given proper notice of the infringement or infringing conduct by the copyright owner.
Our agent for copyright issues relating to Content on the Sites is:
The IMA Financial Group, Inc.
1705 17th Street, Suite 100
Denver, CO 80202
Or call: 303-615-7410