Workers’ Compensation

OUR APPROACH

What to Know

Ensuring your workforce’s well-being is not just a legal obligation—it’s vital to maintaining a productive and resilient business. Workers’ compensation claims, whether resulting from workplace injuries, illnesses, or accidents, can significantly impact your business financially and operationally. These impacts can include increased insurance costs, legal liabilities, operational disruptions, and reputational damage. Implementing a strong workers’ compensation program and having a dedicated team to support your business are crucial to protecting both your employees and your bottom line.

A successful workers’ compensation program begins with a proactive approach to identifying potential risks in your workplace. At IMA, our team collaborates with you to assess your operations, pinpoint hazards, and implement safety measures designed to prevent injuries before they happen. We assist you in creating and managing a comprehensive workers’ compensation program that not only aligns with your business goals but also adheres to regulatory requirements.

IMA’s workers’ compensation experts are ready to provide support for your business through:

• Experience modification factor projections: Prepare for policy renewals in advance and project the lowest possible ex—mod factor and how claims will affect future premiums
• Experience modification factor projects: Audit policy information for possible errors and fix adverse information, resulting in significant savings for clients
• Deductible cost and retention plans and benefit analysis: Evaluate opportunities to save costs with small deductible and large retention plans

Having a dedicated workers’ compensation team is more than a safeguard—it’s a strategic advantage. IMA is committed to supporting your business every step of the way, from preventing workplace injuries to effectively managing the claims process. With our expertise and proactive approach, we help protect your workforce, manage costs, and ensure the best possible outcomes for your business and employees.