PROPERTY & CASUALTY
MARKET BEGINS TO HARDEN
Average premiums, for 5 major property and casualty lines, increases for first time in two years.

Workers’ Compensation, Property, Liability and Umbrella decrease, outweighed by Commercial Auto’s increase.



CYBER INSURANCE CONTINUES TO COME OF AGE
CYBER COVERAGE
[IS] BECOMING A REQUISITE CONDITION FOR A BUSINESS CONTRACT
TO BE IN PLACE


WATERS RISING
Besides the three hurricanes that made landfall during 2017, in the Midwest, a cluster of thunderstorms developed across eastern South Dakota and swept southeastward through Minnesota, Iowa, Wisconsin and Illinois, causing widespread flooding
BUILDING FOR THE FUTURE
Demand for construction coverage mirrors increase in construction spending.

