AGC of Kansas, Kansas Contractors Association and IMA, Inc. partnered together to help build the Construction Industry of Kansas Health Trust.


+  Associated General Contractors (AGC)

+  Kansas Contractors Association (KCA)

+  Construction Financial Management Association (CFMA)

+  National Association of Women in Construction (NAWIC)

“The Construction Industry of Kansas Health Trust is a wonderful health insurance option for employers who are members of the KCA or the AGC of Kansas. What is unique about this health insurance plan is that it pools similar construction oriented companies into an insured group allowing for more straight lined, less volatile insurance premiums. Groups in the Construction Industry of Kansas Health Trust have averaged a 0% rate increase in two out of the last three years. In today’s uncertain health insurance world, it is imperative as employers we do all we can for our employees, and the Construction Industry of Kansas helps make this possible.”

– Chris Spray, Vice President Venture Corporation | Chairman of CIK

1. How an Association Health Plan Can Save You Money


Historically stable rate increases and carrier rate discounts.


Ability to rate employers based on claims experience compared to modified community rating required by The Affordable Care Act.


Small employers who choose qualified association health plans have the purchasing power of a large group and can negotiate for better plan designs and better prices.

2. How an Association Health Plan Benefits Your Employees

Employers can offer comprehensive benefit plans with a minimum group size of 2.

3. How an Association Health Plan Can Save You Time

When your Association Health Plans works in partnership with Administrative Services Group, a third party administrator with 40+ years of experience administering Association and Trust business, you have the option of many time saving services including:
  • COBRA Administration
  • Section125 Premium Only Plan/Cafeteria Plan Administration
  • Consolidation of multiple carriers into one bill. Remit one check for multiple carrier premium payments
  • Eligibility services for multiple carriers sent to one place
  • Compliance and audit coordination for Department of Labor, Department of Insurance and ERISA
  • Summary Plan Description distribution
  • Personal customer service for billing and eligibility questions

4. How an Association Health Plan Benefits Your Industry

By supporting your association and enrolling in the Association Health Care Program, your business is helping your Trade Association.

24/7 Doctor Access – The physician can diagnose, treat and prescribe with no consult fee to you anytime, anywhere.
Top 10 Diagnosis: Allergies, Bronchitis, Sinusitus, Earache, URI, Sore Throat, Pink Eye, Strep Throat and UTI.
No copay on this service for members. Paid for by the CIK Trust.


Christy Powell

Vice President, Employee Benefits

Ryan Powell

Vice President, Employee Benefits