IMA’s Insurance Program
Comprehensive protection tailored for the hospitality industry, bringing people, property, and operations together under one integrated program.
Hotels face diverse risks, from property damage and guest injuries to employee incidents and business interruption. HIMA is a proprietary insurance program built for hotel owners and operators, delivering broad, tailored property and casualty coverage through one streamlined solution.
OVER
$3 Billion
IN ASSETS
MORE THAN
120,000
ROOMS INSURED
OVER
1,000
HOSPITALITY CLIENTS
INSURED IN
47
STATES
INSURED IN
300+
LOCATIONS
Risk Management
Risk Management Checklist
Franchise risk management made simple.
This checklist outlines key risk management practices tailored for IHG Owners Association, focusing on safety, compliance, and loss prevention. Designed by IMA, it serves as a practical guide to help hospitality organizations proactively identify and mitigate operational risks.
The IMA Difference
Why IMA
The IMA Insurance Program for IHG Owners Association is national in scope, licensed in all 50 states and underwritten through recognized and approved insurance carriers.
As a broker consistently ranked among the Top 20 independently-owned brokers in the United States, IMA knows that maintaining the cutting edge in the insurance and risk management industry requires a comprehensive, systematic approach to information gathering, as well as creative minds to push ideas from concept to reality.
Insurance Coverages
Business Auto
Provides liability coverage and, if purchased, physical damage coverage for your owned autos or those you rent or borrow.
Employment Practices Liability
Coverage that provides settlements and defense costs to protect your firm against lawsuits alleging certain workplace torts or discrimination.
General Liability
Coverage you purchase to pay for judgements and defense costs in the event you are found liable to members of the public or guests.
Property
Coverage purchased for your buildings, contents, signs and business income exposures.
Umbrella
Additional liability coverage, in excess of the General Liability, Auto Liability and Employers Liability lines of coverage.
Workers’ Compensation
Coverage for work related injuries to your employees.
Hospitality &
Restaurants Team
Quinn Vice President, Commercial Lines
Mills Producer
Smith Executive Vice President, National Hospitality Practice Director
Chamberlin National Accounts Hotel Program Lead
Noll Senior Account Manager
Patton Account Manager
Hospitality
Protecting assets in hospitality.
Discover more about our hospitality capabilities related to your business.
