Terrorism and Political Violence

Terrorism threats have become a greater concern for companies in today’s uncertain and rapidly evolving political climate. Once a rarely needed element included within most property policies, it is now recommended that terrorism coverage be part of a comprehensive risk management program.

IMA provides stand-alone property terrorism coverage solutions designed to protect businesses from potentially devastating losses resulting from a terrorist act. IMA goes beyond government-mandated protection and offers industry-leading limits for the unexpected times when a business may need it the most.


Terrorism coverage highlights

  • Broad definition of terrorism that covers certified and noncertified acts of terrorism
  • Coverage is provided for acts of terrorism committed domestically and abroad.
  • Coverage can be arranged for U.S. assets alone or on a global basis


Political violence

For clients with exposures in the developing world, coverage can be extended to cover the gray area of political violence where war on land, civil war, rebellion, revolution or insurrection, strikes, riots, civil commotions (SRCC) and malicious damage are most common.

As a market leader in terrorism and political violence insurance, IMA has access to all international markets, including London, and the best global terrorism and political risk insurance underwriters.


Types of coverage

IMA’s global risk team creates tailored terrorism and political violence coverage options to meet your needs. Terrorism and political violence insurance plans can include:

  • Property damage
  • Business interruption
  • Delay in start up
  • Liability coverage
  • Nuclear, chemical, radiological and biological coverage
  • Legal liability


About POOLS and the TRIA

In response to the threat of terrorism, the U.S. Terrorism Risk Insurance Act and other similar international acts called POOLS were created to provide mandates on terrorism insurance. However, defining terrorism and its coverage varies greatly from country to country, which can lead to gaps in coverage for multinational organizations. A global risk expert’s guidance is strongly encouraged to help your organization receive seamless coverage. 

Contact a Specialist