IMA Select Provides Access to Unique Options for Homeowners

Replacement Cost Coverage: Insurance that pays for the actual cost to replace items inside your home that are damaged in the case of loss

Cash Settlement: If a total loss occurs, you may have the option to access a cash settlement, if you decide not to rebuild or rebuild elsewhere

Living Expense Coverage: If a loss forces you to live elsewhere while your home is rebuilt, coverage is available to cover the temporary increase in living expenses, allowing your to maintain your quality of life without interruption

Protecting Your Lifestyle

Jewelry

IMA Select advisors can design dedicated insurance strategies for your valuables

Fine Art

Deep experience in ensuring the value of your collection is properly preserved

Wine

Traditional homeowners policies will leave you uncovered in the event your collection is destroyed

Boats & Watercraft

Power, Sail, Lake or Saltwater: IMA Select can help insure your watercraft

ATVs

Protect your ATVs and other recreational vehicles

RVs

IMA Select can help protect your RV, no matter how large or small

Cyber & Fraud Coverage

Individuals and families continue to fall prey to both cyber-crime and physical fraud. IMA Select provides clients access to programs which allow you to protect yourself from unforeseen circumstances.

Coverages include:

  • Identify theft/fraud
  • Social Engineering
  • Check Forgery or Alteration
  • Criminal Deception
  • Unauthorized Transfer or Payment

 

Automobile Protection Strategies

No matter if it is your daily driver, or a valued collectors model, protecting your car is essential. IMA Select provides insightful solutions to protect your automobiles.

Uncommon auto coverage advantages available to IMA Select clients include:

Agreed Value Coverage: When your policy is signed, you will know how much will be paid in the case of a covered total-loss

Cash Settlement: Strategies are available which allow for a cash settlement, in lieu of repairs, if your automobile is severely damaged

Rental Car Reimbursement: IMA Select clients can choose a no-daily-limit option for rental car reimbursement, ensuring you travel in familiar comfort while your car is repaired

Worldwide Coverage: Unlike most mass-market insurance programs, IMA Select can equip clients with protection which will protect them around the globe

Original Replacement Parts: High-value automobiles require another level of care when damaged. If your car required repair, only original manufacturers parts will be used

Uninsured Driver Protection: Insurance programs are available which provide for no-deductible payout if you are involved in an accident and the at-fault party is uninsured

 

Personal Liability Coverage – Protecting a Lifetime of Achievement

Successful individuals and families have far more at stake than most – you have worked diligently, let IMA Select be your lifestyle protector by providing insightful and custom protection strategies. IMA Select clients enjoy access to unique insurance programs, not available to most of the market, with significant advantages:

  • Drop-down Coverage: In the event you suffer a loss which is covered by your Excess Liability Program, but not an underlying policy, the excess program will “drop down” eliminating the deductible which normally would have to be paid
  • Non-profit Directors & Officers Liability Coverage: If you serve on the board of a non-profit, you could be held personally liable for claims of personal injury, property damage wrongful termination and breach of fiduciary duties. IMA Select provides access to insurance strategies which protect your family in the event the non-profit is sued
  • Defense Costs: Even in cases where a suit is false, groundless or fraudulent; IMA Select provides clients with insurance options that cover defense costs.
  • International Coverage: Do not worry about coverage ending when you cross the border, IMA Select clients enjoy access to programs which extend internationally

Farm & Ranch Protection

No matter the size of your operation, whether you own or rent, or raise crops or livestock, IMA Select can craft unique protections tailored to your farm or ranch.

Farm Property Coverage

  • Dwelling, personal property, additional living expenses
  • Farm equipment
  • Barns, stables, silos and other farm structures

Farm Liability Coverages

  • Bodily injury and property damage liability
  • Medical payments
  • Personal and advertising injury liability
  • Limited farm pollution liability