IMA University: Regulating Your Risk

10/11/2017  - IMA Corp, Inc. News

Gain control of risk transfer in your business agreements

Many companies commit to risks without even knowing it when signing on the dotted line
Not understanding the obligations could subject your organization to uninsurable exposures. 

Attend this free event to learn key strategies in transferring risk through insurance and contractual obligations and how IMA's unique contract review team can save your company legal costs, defer potential exposures and ultimately protect your balance sheet. The presentation will touch on the methods of insurance used to transfer risk including but not limited to requiring appropriate insurance, evidence of coverage and additional insured endorsements. Furthermore, the presentation will examine other means of reduction of risk exposure through indemnification obligations, waivers, and other contractual language. Key parts of the presentation will include:

  • Insurance: Applicable insurance policies for specific exposures in industries,  maximizing the broker relationship, and understanding specific coverages that will transfer risk to insurance (like cyber)
  • Transferring risk: transferring risk to others, waivers of subrogation, insured status and indemnification
  • Self-insuring or managing your own risk: self-insurance, transfer to your own policies, warranties / bonds



Lauren Karagozian, J.D., M.B.A, ARM, CRIS
Vice President, Division Leader for Contractual Risk

Lauren began her career in insurance with IMA in 2008. She is responsible for the review of contracts and the identification, communication, and education of risk exposures to clients. Lauren uses both her education and insurance designations to specialize in understanding construction contracts and subcontracts, oil and gas industry MSA agreements and a multitude of other legal documents from different industries in which IMA is involved.

She has a Bachelor of Science degree from Wake Forest University, as well as a Juris Doctor and a Master of Business Administration from the University of Denver. Lauren is a designated Associate in Risk Management (ARM) and a Construction Risk and Insurance Specialist (CRIS).